4 Effective Tips For Reducing Your Car Insurance Costs

Posted on 2 August 2022

Auto insurance companies calculate your premium costs based on different factors. In most cases, your age, driving record, car type, and location might play a role in overall pricing. If you're new to auto insurance, you might find yourself paying for policies you do not need. Here are four effective tips for reducing your auto coverage costs.  1. Enroll In Defensive Driving Classes Enrolling in such a course might lower your rates because you acquire skills to be safe on the road. [Read More]

How To File An Auto Insurance Claim After An Accident: The Step-By-Step Guide

Posted on 20 June 2022

Not many people want to have to file an auto insurance claim after an accident, but if you do find yourself in that situation, you need to know what to do. This step-by-step guide will walk you through the claim filing process. Remember that every case is different, so be sure to speak with your insurance company if you have any specific questions. Call Your Auto Insurance Company As Soon As Possible [Read More]

What To Consider When Choosing Flood Insurance

Posted on 9 May 2022

If you own a home and have a mortgage funded by the government, you might be required to take out a flood insurance policy if you live in a high-risk flood neighborhood. Many homeowners resist taking flood insurance because of its high cost.  However, this policy can give you immediate financial aid during a flood situation, so you won't have to exhaust your savings or take credit for rebuilding your home. [Read More]

4 Add-Ons to Ask Your Insurance Agent About

Posted on 28 March 2022

When it comes to taking care of your vehicle and your life, you will want to consider what add-ons you want to add to your auto insurance policy. Add-ons are designed to enhance your coverage. The type of add-ons you need depends upon your specific situation. Here are a few add-ons you should talk to your insurance agent about.  Gap Insurance When you purchase a new vehicle, often, your vehicle depreciates at a faster rate than you can pay it off. [Read More]

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Home Insurance Terminology Explained

Individuals who need to purchase homeowners insurance often do not understand all of the terms that are related to home insurance policies. This can make purchasing home insurance confusing and due to this factor, individuals may not get the right policy for their needs. My name is Bradley Adamson and I became familiar with purchasing homeowners insurance after I bought my first home. Luckily, my brother-in-law owns an insurance company and he explained every detail in the policy in terms that I could understand. With his great advice, I knew exactly what my home insurance covered and I was pleased with my choice. Since many people don't understand the terminology that's written in the policies, I wanted to offer this information to those who need to buy homeowners insurance.

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