3 Reasons Why Sole Proprietors Should Carry Workers' Compensation Insurance Coverage

Posted on 22 September 2021

If you are like many sole proprietors, there is a good chance that you never even considered the need to purchase a workers' compensation insurance policy. After all, these insurance policies are not required by law for most companies unless you have at least a handful of employees. However, just because the law does not mandate you to carry workers' compensation insurance coverage does not mean that you cannot or should not purchase it. [Read More]

How To Hire A Public Insurance Claim Adjuster

Posted on 10 August 2021

A public insurance claim adjuster helps homeowners to file claims for insurance compensation whenever they suffer losses. Whether you are an individual or a company, you can hire a public claim adjuster when you need assistance with claim filing or on suspicion that the insurance company is offering less settlement. In case of a dispute, the claim adjuster will negotiate on your behalf. Keep reading to learn how you can choose the right public claim adjuster. [Read More]

How to Enjoy an Accurate Insurance Brokerage Valuation

Posted on 8 July 2021

Several different business owners who are successful may reach a point where they want to sell their business. If you are at this point in your career, here are some strategies for making an insurance brokerage valuation more accurate.  Time This Valuation Perfectly If you have this valuation executed too early before you're really ready to sell your business, then the value that is found may not be useful when you do end up selling. [Read More]

4 Different Things Covered Under A Cyber Liability Policy

Posted on 8 June 2021

If you are running a business, you will want to think about having cyber liability insurance. A cyber liability policy is essential in the digital age. Cyber liability protection provides you with many layers of coverage. #1: Network Security First, you are going to want to have network security coverage. A cybersecurity event includes things such as ransomware, malware infection, a data breach, or a business email compromise. With each of these incidents, your network security coverage will cover first-party costs that your business must undertake as part of the covered incident. [Read More]

About Me

Home Insurance Terminology Explained

Individuals who need to purchase homeowners insurance often do not understand all of the terms that are related to home insurance policies. This can make purchasing home insurance confusing and due to this factor, individuals may not get the right policy for their needs. My name is Bradley Adamson and I became familiar with purchasing homeowners insurance after I bought my first home. Luckily, my brother-in-law owns an insurance company and he explained every detail in the policy in terms that I could understand. With his great advice, I knew exactly what my home insurance covered and I was pleased with my choice. Since many people don't understand the terminology that's written in the policies, I wanted to offer this information to those who need to buy homeowners insurance.

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